Crash Deadline Planner for TLC Drivers

On this page (7)

The planner
The deadlines on one timeline
What each answer means
How to count: a worked example
Limits: what this can't tell you
FAQ
Sources

What this does: answer four quick questions about your crash, and the planner lists every report you owe and its deadline — telling the vehicle owner, the insurer, the DMV (form MV-104, 10 days), the copy for TLC (10 days after the DMV due date), and, if you were hurt, your injury claim (30 days to notify, 2 years to file Form C-3). Below it, a timeline and a worked example show how to count the days from your crash date.

It is a planning aid built from TLC rules, the DMV and the Workers' Compensation Board as of 2026-10-12 — not legal advice.

The planner

Which crash deadlines apply to me?

Answer a few questions · general information, not legal advice

Question 1Was anyone injured or killed in the crash (including you or your passenger)?

Was anyone injured or killed in the crash (including you or your passenger)?

Yes
Do you own the TLC vehicle (medallion owner, or the FHV is registered to you)?
- Yes, I'm the owner
  Were you, the driver, hurt?
  - Yes
    Important: What this means for you
    All of: stop, 911, exchange information; insurer and TLC reports immediately; MV-104 by day 10; TLC copy by day 20. Your injury: report to your base (or the Black Car Fund for member-base jobs) right away; employer notice by day 30; Form C-3 by 2 years. If you can't work, stop driving and surrender your TLC license (80-13(b)).
  - No
    Important: What this means for you
    Day 0: stop, call 911, exchange information. Immediately, in writing: insurer and TLC (58-13(e) / 59A-12(d)). Day 10: MV-104 to the DMV. Day 20: copy of the DMV report to TLC. If EMS called an injury critical or someone died, this is a Serious Crash: TLC fitness review and possible summary suspension (80-14(h)).
- No, I lease or drive someone else's
  Were you, the driver, hurt?
  - Yes
    Important: What this means for you
    All of: stop, 911, exchange information; tell the owner immediately; MV-104 by day 10 (owner sends TLC a copy by day 20). Your injury: report to your base and, for app or black-car jobs, the Black Car Fund (app or 212-269-4800, press 1) right away; notify your employer by day 30; file Form C-3 by 2 years. If you can't work, stop driving and surrender your TLC license (80-13(b)).
  - No
    Important: What this means for you
    Day 0: stop, call 911, exchange information (80-13(a)(4)). Immediately: tell the vehicle owner (80-13(a)(5)). Day 10: MV-104 to the DMV. Owner: insurer and TLC reports now, TLC copy by day 20. If EMS called an injury critical or someone died, this is a Serious Crash: expect a TLC fitness review and possibly a summary suspension (80-14(h)).
No
Was there more than $1,000 of damage to any one person's property — including your own car?
- Yes, or not sure
  Do you own the TLC vehicle?
  - Yes, I'm the owner
    Watch out: What this means for you
    Day 0: stop and exchange information. Immediately, in writing: report to your insurer and to TLC (58-13(e) taxi / 59A-12(d) FHV). Day 10: MV-104 to the DMV. Day 20: copy of the DMV report to TLC (10 days after the DMV due date). Late TLC copy: $150 + $25 a day + suspension.
  - No
    Watch out: What this means for you
    Day 0: stop and exchange information (80-13(a)(4)). Immediately: tell the vehicle owner in writing (80-13(a)(5)). Day 10: MV-104 to the DMV. The owner must also report to the insurer and to TLC right away, and send TLC a copy of the DMV report by day 20 — ask the owner to confirm it's done.
- No, clearly less
  Good to know: What this means for you
  Day 0: stop; if anyone's property was damaged and the owner is there, show your licenses and give insurance details (80-13(a)(4)). Immediately: tell the vehicle owner (80-13(a)(5)). The owner reports to the insurer if the policy requires it. No MV-104 is required below the DMV threshold — if you're unsure of the damage, file anyway.

The deadlines on one timeline

Counting from the day of the crash

Day 0, at the scene
Important: Stop and exchange information
If someone was hurt or property damaged: show your chauffeur's and TLC licenses and give your name, license numbers, insurer and policy number (80-13(a)(4): $350 and/or up to 30 days' suspension, 3 points). Injury or death: call the police immediately.
Immediately
Tell the vehicle owner
Driver's duty, every collision (80-13(a)(5): $100).
Immediately, in writing
Owner reports to insurer and TLC
Insurer: every collision the policy requires to be reported (fine for not reporting: $500–$1,000). TLC: every collision that must be reported to the DMV.
Day 10
Watch out: MV-104 to the DMV
Required for injury, death, or property damage over the DMV threshold. Online or by mail.
Day 20
Copy of the DMV report to TLC
Owner's duty: within 10 days of the DMV due date. Late: $150 + $25 a day + suspension.
Day 30
Injury: notify your employer
Workers' compensation notice; the WCB says you may lose your rights after 30 days.
2 years
Injury: Form C-3
Employee claim to the Workers' Compensation Board.

What each answer means

The DMV report (MV-104). The form itself says: "You must report within 10 days any crash occurring in New York State causing a fatality, personal injury or damage over $1,000 to the property of any one person" — and that one person can be you. It adds that failing to report within 10 days "is a misdemeanor" and that your license and/or registration may be suspended until a report is filed (DMV form MV-104). Repair estimates are often close to the line; if you're near $1,000, file. How to file: DMV crash reports and do I need to file an MV-104.

The TLC copy. Owners must give TLC a copy of any required DMV report "within 10 days of the date the report is due" — rule 58-13(e)(2) for taxis, 59A-12(d) for FHVs. That's why the planner says day 20.

Serious Crash. If anyone suffered a Critical Injury (as the responding EMS judged it) or died, rule 80-14(h) applies on top of these deadlines. Read the serious crash rule the same day — summary suspension deadlines are counted in days.

How to count: a worked example

Say the crash happened on Monday, October 5, 2026, someone was hurt, and you were hurt too:

Example: crash on Monday, October 5, 2026


Tell the vehicle owner	TLC 80-13(a)(5)	Immediately	Oct 5, 2026
MV-104 to the DMV	DMV	10 days	Thu, Oct 15, 2026
Copy of DMV report to TLC (owner)	TLC 58-13(e)(2) / 59A-12(d)	10 days after DMV due date	Sun, Oct 25, 2026
Notify employer of injury	WCB	30 days	Wed, Nov 4, 2026
File Form C-3	WCB	2 years	Thu, Oct 5, 2028

Source: NY DMV; TLC Rule Books ch. 58–59, 80; NYS WCB

When a deadline falls on a weekend or holiday, file before it — don't assume it moves to the next business day.

Limits: what this can't tell you

It doesn't cover insurance policy deadlines, lawsuits, or the no-fault application (livery drivers: the livery fund says within 30 days — see hurt while driving: who pays).
It can't tell you who was at fault, or whether a summons will be issued. Fault and summonses are decided by police, insurers and OATH, not by the dates you file. Leaving the scene is its own violation: 80-13(a)(4).
Rules change. Check the sources on this page, and the full walk-through in crash reporting for TLC drivers.

Other date planners: TLC license renewal planner and the 90-day application planner.

Frequently asked questions

How many days do I have to file an MV-104 in New York?

10 days, if anyone was injured or killed or one person's property damage was over $1,000. The MV-104 form says not reporting within 10 days is a misdemeanor and your license and/or registration may be suspended until a report is filed.

When must the TLC get a copy of the DMV report?

The vehicle owner must give TLC a copy within 10 days of the date the DMV report was due — so about 20 days after the crash. Taxi owners: rule 58-13(e)(2); FHV owners: rule 59A-12(d).

When do I have to tell the vehicle owner?

Immediately. TLC rule 80-13(a)(5) requires the driver to report any collision to the vehicle's owner at once. The fine is $100.

What are the injury claim deadlines?

For workers' compensation, notify your employer within 30 days and file Form C-3 with the Workers' Compensation Board within two years of the accident.

Is this tool legal advice?

No. It lists deadlines from TLC rules, the DMV and the Workers' Compensation Board. Your situation may have other deadlines, such as for insurance or court claims. Ask a lawyer about those.

Sources

Last reviewed against the official sources on Oct 12, 2026.

NY DMV: File a Motorist Crash Report dmv.ny.gov
NY DMV: Form MV-104, Report of Motor Vehicle Crash (PDF, rev. 5/25) dmv.ny.gov
TLC Rule Book, Chapter 80 (§80-13(a)(4)–(5), §80-14(h)) nyc.gov
TLC Rule Book, Chapter 58 (§58-13(e)) nyc.gov
TLC Rule Book, Chapter 59 (§59A-12(d)) nyc.gov
NY Workers' Compensation Board: File a Claim wcb.ny.gov
Black Car Fund: Reporting an Accident nybcf.org

Spotted something out of date? Tell us and we'll check it against the official source.

TLC Help is not a law firm and is not affiliated with the NYC Taxi & Limousine Commission or OATH. Explanations on this site are general information, not legal advice. Legal representation is provided by independent attorneys and OATH-registered representatives in our network.