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Financial District South (TLC zone 88) is a long-trip, morning-arrival zone at the bottom of Manhattan. More trips end here than start here (878,435 drop-offs against 830,801 pickups in the 12 months to August 2026), and weekday drop-offs peak at 8 a.m. Rides that do start here are long: the median app trip is 5.08 miles, the longest of any Manhattan Yellow Zone zone except Randalls Island, and median app driver pay is $23.42.
Zone 88 at a glance
The TLC lookup table labels zone 88 "Yellow Zone", a data label and not a legal line. It has three neighbours: Financial District North, World Trade Center and Battery Park. On the city's street centerline map, part of the FDR Drive and a short stretch of Battery Park Underpass/Hugh L. Carey Tunnel roads are inside it.
When rides start and end here
On weekdays, drop-offs peak sharply at 8 a.m. (227) and 9 a.m. (186); 22.9% of weekday drop-offs arrive between 7 a.m. and 10 a.m. Pickups are spread across the evening: from 5 p.m. to 10 p.m. each hour has about 140 to 161, with the top hour at 8 p.m. (161).
Weekends turn late. Saturday has 27% more pickups than a weekday and peaks at 11 p.m. (223). Then Sunday at midnight (235) is the busiest pickup hour of the whole week, and a third of Sunday pickups (32.6%) start between midnight and 5 a.m.
October 2025 was the busiest month (77,200 pickups). February 2026 was the quietest (56,189), 27% lower.
Where trips from here go
"Outside NYC" is the top destination (5.6% of pickups). TriBeCa/Civic Center (4.3%) and LaGuardia Airport (3.0%) come next, then East Village and Lower East Side (2.9% each) and Battery Park City (2.3%). In total 7.7% of app pickups went to an airport, fewer than from Financial District North (11.5%). Riders arriving here most often start in TriBeCa/Civic Center (4.9% of drop-offs).
Fares and driver pay
The median app trip from zone 88 was 5.08 miles, 21.2 minutes, a $32.19 fare and $23.42 driver pay; tips averaged $2.30. The median yellow trip was 4.33 miles and $24.06 on the meter, with 19.6% card tips. Yellow cabs did 20.6% of pickups. Pay per engaged hour ($69.87) is time with a passenger only; long empty drives back from a far drop-off are not counted.
Legal lines
- 20 mph slow zone. All of zone 88 is south of Canal Street, inside NYC DOT's Lower Manhattan Regional Slow Zone.
- Congestion Relief Zone. The zone is inside the MTA Congestion Relief Zone, but the FDR Drive and the Hugh L. Carey Tunnel connections to West Street are excluded. Only 96.5% of app pickups and 94.0% of yellow pickups were charged; the data doesn't say why. The rider pays $1.50 (app) or $0.75 (taxi) per charged trip as of 2026-10-12.
- Tunnel. For the Brooklyn tunnel toll, see the Hugh L. Carey Tunnel page.
Stands and practical notes
DOT's sign file (checked 2026-10-12) shows three taxi-stand locations, two of them for weekday daytime only:
- Whitehall Street between South Street and State Street (west side), no hours on the sign;
- South Street between Old Slip and Broad Street (west side), Monday–Friday 7 a.m.–5 p.m.;
- Water Street between Whitehall Street and Broad Street (east side), Monday–Friday 7 a.m.–5 p.m.
There is no DOT relief stand in zone 88. A nearby one in DOT's list is on Maiden Lane between Front and South Streets (Financial District North), open to taxis and FHVs. App drivers may not pick up at a taxi stand (TLC Rule 80-19(d)(2)). See taxi stand rules.
Nearby zones
Data on this page
Aggregates of public data. They describe trips and vehicles, never individual people.
Aggregated by TLC Help from TLC trip records, Sep 2025 – Aug 2026 (pickup date; TLC publishes trip files about two months after the month ends and may revise them). 'App' = high-volume for-hire services (Uber, Lyft). Taxi records with a negative fare (reversals) are excluded. Averages, medians and rates use 'clean' trips only: 1 minute to 4 hours, more than 0 and under 150 miles, fare above $0 and under $1,000. 'Fare' is the metered fare_amount for taxis and base_passenger_fare for app trips — before tolls, tips, taxes and surcharges — so it is not what the passenger paid in total. App driver_pay is TLC's 'total driver pay (not including tolls or tips and net of commission, surcharges, or taxes)'. Tips are separate. 'Per engaged hour' divides pay by passenger time only (pickup to drop-off). It leaves out time driving to pickups and waiting for requests, so real hourly earnings are lower; it is not the TLC minimum-pay formula. Monthly cells with 1–9 trips are shown as blank (null). Pairs with fewer than 10 trips are not listed.
- Financial District South: trip facts by sector — Key trip facts for taxi zone 88 (Financial District South, Manhattan) by sector, 12 months.NYC TLC Trip Record Data (yellow, green, high-volume FHV), Sep 2025 – Aug 2026 · pulled Oct 12, 2026Taxi tips: tip_amount records credit-card tips only (cash tips are not recorded), so taxi tip rates use credit-card trips (payment_type 1). App tips are the tips field on every trip. Tip rate = tips ÷ fare. Medians and rates need at least 250 trips in the cell (else blank); counts of 1–9 are blank. Pickup-side stats (fare, pay, tips) describe trips that START here.
- Financial District South: when trips start, by hour — Average pickups per day in each hour in zone 88, on weekdays, Saturdays and Sundays (all sectors).NYC TLC Trip Record Data (yellow, green, high-volume FHV), Sep 2025 – Aug 2026 · pulled Oct 12, 2026Average over all such days in the window, holidays included.
- Financial District South: pickups by month — Trips starting in taxi zone 88 (Financial District South, Manhattan) each month, by sector.NYC TLC Trip Record Data (yellow, green, high-volume FHV), Sep 2025 – Aug 2026 · pulled Oct 12, 2026
- Financial District South: where trips from here go — Top drop-off zones for trips starting in zone 88, as a share of all its pickups (12 months, all sectors).NYC TLC Trip Record Data (yellow, green, high-volume FHV), Sep 2025 – Aug 2026 · pulled Oct 12, 2026Out of 830,801 pickups. 'Outside NYC' = zone 265.
- Financial District South: where trips to here come from — Top pickup zones for trips ending in zone 88, as a share of all its drop-offs (12 months, all sectors).NYC TLC Trip Record Data (yellow, green, high-volume FHV), Sep 2025 – Aug 2026 · pulled Oct 12, 2026Out of 878,435 drop-offs.
- Financial District South: when trips arrive, by hour — Average drop-offs per day in each hour in zone 88, on weekdays, Saturdays and Sundays (all sectors; hour of pickup).NYC TLC Trip Record Data (yellow, green, high-volume FHV), Sep 2025 – Aug 2026 · pulled Oct 12, 2026Hour is the trip's pickup hour (TLC records both, but a trip is binned by when it started).
- Financial District South: drop-offs by month — Trips ending in taxi zone 88 (Financial District South, Manhattan) each month, by sector.NYC TLC Trip Record Data (yellow, green, high-volume FHV), Sep 2025 – Aug 2026 · pulled Oct 12, 2026
- All 263 taxi zones: trips and key facts (map-ready) — One row per TLC taxi zone (LocationID 1–263) with pickups, drop-offs, sector mix, app driver pay, fares and tip rates — the source for zone maps, hubs and the zone explorer.NYC TLC Trip Record Data (yellow, green, high-volume FHV), Sep 2025 – Aug 2026 · pulled Oct 12, 2026Medians/rates need ≥250 trips (else null). labels are LocationIDs as strings; zones[] has names, boroughs, service_zone (from taxi_zone_lookup.csv), suggested slugs and neighbouring zone ids (shared boundary, from taxi_zones.zip).
Frequently asked questions
How long are trips from Financial District South?
Long for Manhattan. The median app trip starting in zone 88 was 5.08 miles and 21.2 minutes, and the median yellow trip 4.33 miles. Median app driver pay was $23.42 per trip (before tips and tolls).
Does Financial District South have more drop-offs or pickups?
More drop-offs: 878,435 trips ended here and 830,801 started here from September 2025 to August 2026. Weekday drop-offs peak at 8 a.m., when 22.9% of the weekday's drop-offs arrive between 7 and 10 a.m.
Are there taxi stands in Financial District South?
DOT's sign file (checked 2026-10-12) shows taxi-stand signs on Whitehall Street (South Street to State Street), and weekday 7 a.m.–5 p.m. stands on South Street (Old Slip to Broad Street) and Water Street (Whitehall to Broad Street). There is no DOT relief stand in the zone.
Why is the congestion fee charged less often here?
96.5% of app pickups and 94.0% of yellow pickups in zone 88 carried the MTA Congestion Relief Zone fee, below most of Manhattan. The records don't say why. The FDR Drive, which the MTA excludes from the zone, runs through this taxi zone.
Sources
Last reviewed against the official sources on .
- NYC TLC Trip Record Data nyc.gov
- TLC Taxi Zone Lookup Table d37ci6vzurychx.cloudfront.net
- MTA: Congestion Relief Zone tolls mta.info
- NYC Open Data: NYC Street Centerline (CSCL) data.cityofnewyork.us
- NYC DOT: Speed limit reductions and Lower Manhattan Regional Slow Zone (Oct 2024) nyc.gov
- NYC Open Data: Parking Regulation Locations and Signs (DOT, nfid-uabd) data.cityofnewyork.us
- NYC Open Data: Taxi and FHV Relief Stands (DOT, vqu8-xef9) data.cityofnewyork.us
- TLC Rules, Chapter 80 (Drivers) nyc.gov
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TLC Help is not a law firm and is not affiliated with the NYC Taxi & Limousine Commission or OATH. Explanations on this site are general information, not legal advice. Legal representation is provided by independent attorneys and OATH-registered representatives in our network.